Find Out How Fees Erode Your Savings

The amount you are paying in fees on your retirement savings can make a big impact on how much money you have. Compare different fee amounts to see just how much. If you aren’t sure how much you’re paying, use estimates.

Current balance in your 403(b) or 457 plan

Contribution amount per pay period

Contribution period

What is your current age?

years

What age do you expect to retire?

years

Select your expected long-term rate of return*

Conservative Moderate Aggressive

Annual investment fee 1

Annual investment fee 2

$65,000 STARTING BALANCE

FEE % STARTING
BALANCE ENDING BALANCE
In 35 years FEES PAID
In 35 years

2.50%

$10,000

$191,143

$73,310

1.50%

$10,000

$242,495

$51,647

No fee scenario for comparison purposes only.

$10,000

$352,919

* If you know your rate of return, select that number. If not, you can estimate your return or contact your provider to obtain your current rate. To estimate returns: conservative investors/fixed annuity investors should estimate 2%-3%, moderate investors 4% and aggressive investors 6%. This is based on long-term results net of fees (choose the lower number within your category if you are within 5 years of retirement). Past performance is not a guarantee of future results, and your return is not guaranteed.

This calculator is designed to give you a rough estimate of the impact of fees on your 403(b) or 457 plan savings. Your actual fees and expenses will vary depending on the vendors, products and specific investments you choose for your plan. Be sure to read the prospectus or summary information for each of the investments you are considering.

Find out how fees erode your savings