Videos – The Truth About Variable Annuities

Next Steps

Calculate how much you can save in a 403(b) or 457 plan and how fees can affect your return:
http://ctainvest.org/home/calculators/projected-retirement-gap.aspx
http://ctainvest.org/home/calculators/future-value-calculator.aspx

Calculate how fees can affect your 403(b) or 457 plan savings.

Read:
Introduction to Variable Annuities
Understanding Mutual Funds

If you haven't already, download "Closing the Gap: Supplement Your Pension Benefits with a 403(b) or 457 Plan (California Educators Guide to 403(b) and 457 Plans" and "Selecting a 403(b)/457 Plan Advisor & Understanding Plan Fees)"

Use the checklists in the back of "Selecting a 403(b)/457 Advisor & Understanding Plan Fees" to list all the fees in the variable annuity or other investment products you are considering.

Contact your district for more information about the fees and expenses in your plan. You can also visit 403bcompare.com to check on specific investment product fees.

Videos

• Why Participate in a 403(b) or 457 Plan?

• Comparing 403(b) and 457 Plans

• Choosing a 403(b) or 457 Product

• The Impact of Fees on Your 403(b) or 457 Plan

• A Look at Fixed Annuities

• The Truth about Variable Annuities

• A Look at Target-Date Funds

• Finding a Trustworthy Financial Advisor

• What Educators Need to Know about Social Security