Calculate how much more you need to save, how much you can save in a 403(b) or 457 plan and how fees can affect your return: http://ctainvest.org/home/calculators/projected-retirement-gap.aspx http://ctainvest.org/home/calculators/future-value-calculator.aspx
Calculate how will fees affect my 403(b) or 457 Plan Savings?
Read: Target-Date and Lifecycle Funds Understanding Mutual Funds Reading the Prospectus
If you haven't already, download "Closing the Gap: Supplement Your Pension Benefits with a 403(b) or 457 Plan (California Educators Guide to 403(b) and 457 Plans" and "Selecting a 403(b)/457 Plan Advisor & Understanding Plan Fees"
Use the checklists in the back of "Selecting a 403(b)/457 Advisor & Understanding Plan Fees" to list all the fees in the variable annuity or other investment products you are considering.
Contact your district for more information about the fees and expenses in your plan. You can also visit 403bcompare.com to check on specific investment product fees.
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