FAQ – Miscellaneous

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Should I have life insurance, and if so, what type?

If you have dependents who are counting on your income, you should consider life insurance. The amount you need depends on what other savings you have, other income sources available to your family and what expenses your survivors will need to cover after your death. Even if you don't have dependents, you may want to consider life insurance for a surviving partner or to leave a financial legacy to a close friend or relative, or to a favorite charity. Term life insurance is generally a more affordable choice than whole life or variable life insurance.

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