For information about investment advisors, please read KNOW WHAT YOU'RE PAYING FOR - Financial Professionals and Your 403(b)/457 Plan by ordering at copy at http://ctainvest.org/home/chapter-resource-center.aspx. Also, check out the new video, Finding a Trustworthy Financial Advisor. Many products such as annuities may have surrender fees or penalties. Please visit 403bcompare.com to locate your product under the vendor's product list, and select the Fees and Charges tab to view if the product contains surrender charges. Check with your 403(b) vendor to find out about rollovers and surrender fees.