CTA.ORG

Ask the Advisor

Retirement Planning

Can I take out a loan from my retirement account?
I pay into Social Security through one job and also pay into CalSTRS. How does that affect my retirement?
I am a teacher, age 67. I have an IRA-403(b), but have not contributed to it for a year. Am I eligible to open a Roth 403(b)?
Could you advise me on finding a CTA-approved financial retirement counselor?
Can a portion of my 403(b) be rolled over to fund a 529 plan for my granddaughter?
I just discovered that my 403 (b) annuity includes surrender charges. What should I do?
If I'm in an annuity with surrender charges in my 403(b) and I have a "term," is that for all the money going in?
What is the main difference between a 457 plan and 403(b) plan, and how much can I contribute to both?
What is the Social Security Windfall Elimination Provision and how does it affect me?
What's the maximum I can contribute to my 403(b) and 457 every month?
What percentage of my income should I save for retirement each year?
My husband's company matches his 401(k). Should I be contributing to a 403(b) account also?
Can I invest directly in mutual funds within my 403(b) and, if so, what should I look for?
What are the pros and cons of rolling over an IRA to a Roth IRA?
What is the best way to invest if you are 60 years old? Is it too late to start?
My husband just passed away and I will be receiving his retirement. What is the best thing to do with it?
Is it worth $20,000 to buy a year of CalSTRS service credit?
What are the pros and cons of taking a loan from my 403(b) plan?
I am changing districts. Can I transfer my 403(b), and will I have to pay any surrender fees?
I have a 403(b) and am substitute teaching. Can I also have an IRA?
I have some money in the 457 plan, but am tired of not having very much control over it. Can I buy individual stocks?
I have a Roth IRA. Can I get a Roth 403(b) also? Can I sign up regardless of my district?
I have two 403(b) plans but am losing money and really don't know how much I am paying in fees...